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Loan Type  |  FAQ

Helvent investment limited is a financial services company that provides innovative consumer credit products. We are committed to responsible lending and our products include Payroll Loans, HIL Direct loans, and SmartCash loans to informal or market traders, importers, exporters, freight forwarders and clearing agents that need quick cash to meet their financial needs and demand 

Are you a government or corporate employee in need of extra cash? Whether you need to pay for school fees or buy an appliance for your home, a Payroll Loan provides quick cash when you need it.

  1. Loans from GHS 500–GHS 30,000
  2. Flexible repayment terms of 3–60 months
  3. Approvals in 20 minutes or less
  4. Receive cash within 24 hours

If you’re formally employed and your salary is paid into a bank account, you could qualify for an HIL  Direct loan and enjoy the benefits of easy access to cash when you need it. 

  1. Quick and easy to apply
  2. No security needed
  3. Loans from GHS 200–GHS 2 000
  4. Flexible repayment terms of 3–24 months

If you are  an informal or market trader and need to buy stock for your business, your are importer you need to clear your goods, containers at the port, exporter you need cash top up to meet your target as required by your importer or buyer as well as you are freight forwarder or clearing agent you need to pre finance your clients transaction at the port a SmartCash loan could be the answer for your 

These manageable loans can help you grow your business by giving you access to the working capital you need.

  1. Short-term loans of up to 30 days
  2. Easy-to-understand terms
  3. Loans can be advanced and repaid within 1-3months 
  4. Receive cash within 24 hours
  5. No security, stock collateral or bank account required

Because we Helvent Investment Limited want to help protect our clients, your family in the event that life throws unexpected circumstances your way, we offer easy-to-understand, affordable credit life insurance on selected products.

We currently cover your outstanding balance in the event of the following:

  1. Death (Accidental and natural)
  2. Disability
  3. Critical illness
  4. Retrenchment

P. O. Box SK 934 Sakumono-Estate, Tema - Ghana  |  +233 - 30 - 396 - 5626 / +233 - 24 - 208 - 8444 / +233 - 26 - 553 - 3181| info@helventinvestment.com / helventinvestment1979@gmail.com |  Disclaimer
© Copyright 2008 Helvent Investment Limited